How to Know If You’re Financially Ready For Marriage

posted by on 2021.04.14, under Partnered Post
14:

There’s much to be excited about when it comes to getting married. It’s the beginning of a beautiful adventure, after all! One that indicates that two people have found the person that they were supposed to spend their life with. However, while it’s the romance of the union that should get the headlines, it’s also important to think about the practical side of things too. Getting married is a big undertaking that will touch many aspects of your life, including your finances. In this blog, well run through some of the key considerations to keep in mind when you’re thinking about getting hitched.

Pexels – CC0 Licence

Post-Marriage Life

It’s not just the big day that you need to think about. You should also think about what life is going to be like in the years after you’ve gotten married. Many of the details will impact your finances in a significant way. For example, if you’re planning to have children. This is not a cheap option! As well as whether you can afford to have kids, you’ll need to think about where you’ll live, what your lifestyle will be, things like that. Doing some calculations can help to determine whether these are expenses that you can afford.

The Big Day

The wedding should be a celebration. While it’s possible to do things on the cheap, since this is one of the most important days of your life, it’s worthwhile pushing the boat out somewhat. But of course, this will impact finances. It’s a good idea to look up some of the key expenses that you and your partner will have to meet. You can take a look at engagement rings at www.whiteflash.com/engagement-rings and take a look at a local bridal store to get a sense of how much you’ll spend on a dress. Those are the essentials, beyond that it’s possible to trim costs — the fewer people you invite, for example, the cheaper the wedding will be. 

Combined Incomes

It’s important to think about how your financial landscape will look after your wedding. While some people continue to keep their finances separate, it’s more common to combine the two. And this will also be impacted by the lifestyle that you’re planning to have. For example, is one person going to work fewer hours, in order to raise the children? If so, then you’ll have to factor in the lost income that this will mean.

Approach to Finances

Finally, it’s worthwhile remembering that the number one cause of arguments in a relationship is money. This is because everyone has a different approach to finances. Some people spend like there’s no tomorrow; others prefer to save every penny possible. There’s no right or wrong way here, but it’s important that both people are on the same page. There are ways to bridge the difference in approach to finances, but only if both people are willing to make compromises. 

If you tick all of the boxes above, then you’ll likely be ready for marriage! 

Tips on Spring Cleaning Your Home

posted by on 2021.04.09, under Partnered Post
09:

Over the years, it happens to everyone; old furniture and things you haven’t used for ages start piling up all around the house. And, instead of getting rid of a few things, you learn to live around it and hardly even notice it anymore. But, having a total spring cleaning session every now and again will do wonders for your mentality and enable you to use the space you have in more efficient ways. Many people are hesitant to get rid of their old things – some may feel sentimental over stuff they probably wouldn’t even notice if it were to disappear. In contrast, others simply don’t know where to start and feel they would ultimately just be moving everything around and not accomplishing much. This article will shed some light on how you can get to work on clearing your home out a bit and the different ways you can do so – here are some tips on spring cleaning your home.

Image by Sbringser from Pixabay 

Yard sale

It sounds cliche, but it works! A yard sale is an excellent way for you to make some room in your home and even make a few bucks while doing so. Start by tackling one room at a time and sorting through each closet, trunk, and box. Think about when you last used the item, whether you forgot it was even there, and if you would miss it if you were to get rid of it. Ons can sometimes feel sentimental over the simplest of things, and that’s understandable, but rather make a type of memory box with all your most precious items rather than hoarding everything up in the house. After you’ve gone through everything, pick a day that people will be at home or outside a lot, like a Saturday, and place everything neatly on your lawn with price tags on every item. Remember to be reasonable with your prices; you might consider it of high value because it was yours, but one shouldn’t forget that it is still secondhand items, and the actual goal is to get rid of everything.

Storage Unit

Storage Units are fantastic if you want to make more space but aren’t ready to let go of your belongings yet. Storage units are great to have when you need a space to store things that will be kept safe and protected from the elements and furniture that you don’t want lying around in the house. The benefits that accompany having a storage unit are endless, and every person in the family will probably have a use for it, meaning you will definitely get your money’s worth out of the unit. One day, if you decide to move, you’ll also be able to store everything there while transitioning from homes – you’ll also be able to store your kids’ things they leave behind when moving out or going to college. Storage units are also extremely secure, so you won’t have to worry about anything getting lost or stolen, and they are excellent at keeping your house clean and tidy. If you are thinking about going the store unit route with your old belongings, try using a PODS savings code in order to save some money and get a super handy storage pod that will make all your worries disappear. 

Charity

Who doesn’t love giving to charity? It might make you feel a lot better knowing that your things will go to someone who is in need and will also profoundly appreciate it. There are many charitable organizations you can go to in order to donate your old belongings. It’ll be one of the more straightforward options as well, seeing as you won’t have to worry about whether people will be interested enough in buying your things as with a yard sale. There are loads of people out there who would love to own the items you want to give away but can’t afford to buy them themselves, so giving your old belongings to charity would be a win-win situation for everyone. Clothes, old furniture, electronics, and shoes are among the types of things you can donate to charity.

At the end of the day, clearing your home will give you a refreshing feeling and may symbolize a new chapter in your life. Having more space in the house can also mean an opportunity for you to buy some new items and give your home a completely new look. Clearing your home a bit maybe a bit of hard work, but it may also be a therapeutic experience and a trip down memory lane, reliving each memory as you pack away the things from the past in order to make room for the future.

6 Steps to a More Minimalist Home

posted by on 2021.04.06, under Partnered Post
06:

When it comes to leading a minimalist life, decluttering your home is always the first step in making any big changes. The truth is, we don’t really need a lot of the things we store in our home, and as such, they become items that sit on shelves or in cabinets gathering dust. 

Image Credit

However, decluttering can be hard, especially when it comes to treasured items. The trick to having a more minimalist lifestyle is to take it in steps. Try not to do too much at once and allow the process to feel more natural rather than feeling like you are being forced to give something up.

Sections Are Key

Split your home up into sections and give yourself a schedule to attack specific sections. This will break the task down into more manageable actions and give you time to adjust to having fewer items in your home.

Have A Keep Box

Be it important documents, family heirlooms or keepsakes, it is important that you don’t part with anything that will cause you upset. It is about reducing what you own, not getting rid of it. Put them to one side, and once the process is complete, you can find them their forever home.

Storage in Plain Sight

Multi-purpose cabinets and units are the way forward to reduce clutter and furniture from your home. Think seating that opens up to be a storage chest or under under-bed storage.

If you have children placing their favourite toys such as a camp coral spongebob plush in boxes under their beds or on decorative shelves that display a few treasured items can help you keep floor space free from clutter and give everything a specific home.

Break it Down

Tackle each decluttering spree in timed blocks. The last thing you want to do is spend a day sorting out items you no longer want, only for you to leave with piles of items waiting to be donated or disposed of. this will leave you feeling frustrated.

If you spend 10 minutes decluttering a couple of kitchen drawers, this makes anything you need to get rid of easier to dispose of or donate on the day, and you can tick that task as completed.

Do It Have Use?

You may not want it in your house, but if you actually use it, ask yourself, can you live without it? If the answer is no, you need to decide if you can replace it with something that fits in with your minimalist plans or if you actually need to keep it.

When Did You Use It Last?

One great tip people use time and time again for decluttering their wardrobes is to turn the hangers all one way. Once you wear an item of clothing, turn the hangers in a different direction. Then, every few months, assess what you have and haven’t been wearing to allow you to get rid of any clothing that hasn’t been worn for a while.

4 Steps To A Better & More Updated Home

posted by on 2021.04.05, under Partnered Post
05:

Pexels

Your home is a significant investment and you spend a lot of time in and around it so it makes sense you’d want to work hard to keep it looking nice. There are a few steps you can take to enhance and update it without having to completely redo all your spaces.

These changes will make a significant difference in how you view your home and will make it more appealing to buyers when you go to sell it one day in the future. These ideas are just a starting point and may inspire you to continue working hard to create a better home so they’ll be worth your effort.

1. Increase & Improve the Lighting

One step to a better and more updated home is to increase and improve the lighting. A dingy and dark home is off-putting and may negatively impact your mood. Focus on where you can add lighting options and replace old and tarnished light covers and switches. Choose to put some lights on dimmer switches and add lamps and candles so you can set the right tone and mood depending on the time of day and occasion.

2. Finish Your Basement

There may also be an opportunity to add more living space to your home such as in the basement. Create a better home and update it by finishing your basement space and making it an area where you actually want to spend time. As you tackle this project, continue contacting a company that can install spray foam insulation for you to ensure your basement area will stay dry and protected. There are many ways you can utilize this new space such as making it a recreation or entertainment room or turning the area into a bedroom for your kids or guests to use.

3. Replace Old Window Treatments

Your windows are another aspect of your home that requires your attention if you want to enhance your property. Invest in replacing old window treatments and updating your windows with more modern and appealing solutions. Consider which type of window treatments you think will look best before making a decision based on your style and the type of climate you live in. For instance, cellular shades do a good job of keeping the cold air out in the wintertime. Dress up and clean your windows to instantly refresh and update your home.

4. Clean, Declutter & Paint

Another project you should add to your list and tackle to make your home look better is to perform a deep clean of your rooms and declutter and reorganize your belongings. Now is your chance to discard or donate what you no longer need or want and to make more space for what you do enjoy having in your home. Also, take it a step further and enhance your property and home by applying a fresh coat of paint to the walls. Your home will look and feel brand new when you clean it up and enhance it with new and modern paint hues.   

COFFEE TABLE BOOK OF THE WEEK: CINDY SHERMAN

posted by on 2021.04.04, under Coffee Table Book of the Week
04:

This week’s Coffee Table Book, Cindy Sherman: The Complete Untitled Film Stills, is a series of Cindy Sherman photographs taken between 1977-1980. A retrospective is currently on view at MoMA and the museum published its own book to complement the show, and her first groundbreaking series is where it’s at. Untitled Film Stills features Cindy’s first major series of black and white images taken in her early twenties and “is widely seen as one of the most original and influential achievements in recent art.” Ms. Sherman reinvented Photography and the self-portrait, and this book is where it all started.

Cindy Sherman: The Complete Untitled Film Stills

Can’t make it to the retrospective? Check out the MoMA interactive exhibition online!

[ad#ad-5]

pagetop


© 2012 The Frugal Materialist