Saving Money On Your Car Is Easy When You Know How

posted by on 2022.01.20, under Partnered Post

If you are exploring the greatest costs that are eating away at your bank balance, then your car should be at the top of that list. A car can be a huge, crushing, financial weight. That’s why it’s worth exploring some of the steps that you can take to cut the costs out of this asset. Here are some of the possibilities that we recommend. 

Pexels Source CCO License 

Consider Purchasing A Second Hand Vehicle

First, you should think about purchasing a vehicle second hand. This is immediately going to cut the cost right down. You might have heard that purchasing a used car is a false economy and this can be true but there are ways to avoid that trap. For instance, you need to make sure that you do find a supplier that you can trust like Edmunds. They have great reviews from previous clients. You might also want to think about taking an expert with you to check out a car before you buy it. That way, you can make sure that it doesn’t have any expensive or nasty issues. 

Think About Efficiency 

Next, you should consider the efficiency of your vehicle. One of the biggest costs of your vehicle is always going to be the fuel. If your car is a gas guzzler, then you are going to feel it each month. To deal with this we recommend that you think about choosing a car with a great MPG. If you already own a vehicle, then there are other steps that you can take which will help with the fuel costs. 

Explore Your Driving Style 

If you already own a car and you’re not looking to upgrade anytime soon, then there are other steps that you can take to limit the costs of fuel. For instance, you might want to think about how much you brake on journeys. The more you brake, the more fuel you use. It’s worth checking your tires too. If your tires are underinflated, then your car is always going to use more fuel. It’s also worth noting that it’s going to be more dangerous to drive on the road in this condition too. 

Keep It Well Maintained 

Finally, you should make sure that you are taking steps to keep the car well maintained and in the right condition overall. A few maintenance steps can guarantee that the car works well for years and help you avoid some common financial issues. This can be as simple as keeping the car clean. If you don’t keep the vehicle clean, dirt and grime will build up in key areas. Eventually, this will damage crucial systems. 

We hope this helps you understand some of the key steps that you can take to ensure that you are saving money on your vehicle. By exploring these steps, you can ensure that you have more money in your budget for other things in your life. It will also make it far easier to handle the bills each month and ensure that you are not caught off guard by any unexpected costs. 

How To Find Your Path In Life

posted by on 2022.01.20, under Partnered Post

Not everyone is lucky enough to find their own perfect path in life, but since searching for it is half of the joy of life, it should always be at the forefront of your mind to do. Sometimes, we just know what that path should be without having to search for it – there may be a particular career, for example, that has always been exactly right for you, and that you have always wanted to do, and that might be your path. 

For others, finding their way is a lot more difficult. However, there are some things you can do to help things become clearer, and hopefully, you will find what you are meant to do. Read on to find out more. 

Photo by Lisa Fotios from Pexels

Go To College 

If you genuinely don’t know what to do with your life, don’t worry. There are so many options that it can feel incredibly overwhelming, but this shouldn’t stop you from searching anyway. College can be the ideal place to do this. You can find out more about yourself, and you can learn a lot about a particular subject or subjects too. You can even switch disciplines if you find that something else appeals more. 

Start by finding out about the college you are keen to attend. Then discover what you could learn there. Even if you don’t find your path at college itself, by having a degree to your name, your choices are opened up much wider when it comes to finding your dream job, so it’s still a good idea to go and study. 

Quit The Things That Harm You

We do all kinds of things that harm us daily. Some of those things harm us physically and include:

  • Smoking
  • Drinking too much alcohol
  • Illegal drugs
  • Prescription drugs (taken without a prescription or in the wrong way)
  • Poor diet

Other things can cause a problem too, and this time they can harm you mentally. Working in a job you hate, living with people you don’t get on with, not being able to do what you enjoy, being told what to do when you can see a better way, and so on, will all harm your mental health, and you should quit these just as you would a bad habit that was hurting you physically. If the issue isn’t something you are doing, but rather something someone else did, such as giving you medical advice that led to needing a medical malpractice attorney, for example, make sure you get the help you need. 

When you quit the things that are harming you – or find good ways out of the situation you find yourself in – you will see more clearly and work out where you should be going and what you should be doing. Although it can be frightening and could mean a complete change of life or lifestyle, it will always be worth it if you want to find your path in life. 

Be Curious 

It’s great to be curious in life and even better when searching for your correct path. When you are curious, you will always be asking questions and wondering why, and the more questions you ask, the more answers you will get – eventually, these answers will help you determine your path in life and show you which way to go. 

This might be something you start at college in a literal sense, but even after this, you should always question things and always be curious to learn more. It will help you become the person you should be. 

Repairs And Maintenance: 5 Things You Must Do

posted by on 2022.01.18, under Partnered Post

You live in a home. It’s your castle, where you can relax and enjoy life. You should take care of it like the treasure that it is! If you are not following any maintenance regimen for your home, then this blog post is for you! We will be discussing five things that everyone should do to keep their house in tip-top shape all year round.

Via Pexels

Scan The Roof 

The most important part of your home is the roof. You should inspect it twice a year for any signs of wear and tear, such as missing shingles, moss build-up, or water stains. If you notice anything wrong, contact a professional to repair it right away. Water damage can be very costly to repair, so it’s best to take care of any problems as soon as they are detected. A little bit of maintenance now will save you a lot of money and hassle in the future!

Check The Water Pressure

A weak water pressure can signify a bigger problem, such as a leaky pipe or build-up within the pipes. You should have your water pressure checked at least once a year to ensure everything is in order. If you do find that your water pressure is low, contact your nearest house repiping services to get it fixed right away. Additionally, you can conserve water by fixing any leaks in your home and installing low-flow showerheads.

Examine The Walls

Minor cracks in the walls are not a big deal, but you should monitor them to make sure they don’t get bigger. If you notice any significant cracks, you will need to have them checked out by a professional as your house may be on the edge of a structural collapse. However, if they are minor cracks, you can fix them yourself and give the house a new fresh coat of paint while you’re at it!

Change The Air Filters

Dirty air filters can cause all sorts of problems in your home, such as decreased airflow, poor indoor air quality, and even increased energy costs. You should change your air filters at least once a month (or more if you have pets or allergies). This is an easy task that can be done yourself, or you can hire a professional to do it for you. In addition, you should have your air conditioning unit serviced at least once a year to ensure that it is running efficiently and that it is not releasing any dirty particles into your home.

Inspect The Hinges 

Loose hinges can be a major safety hazard, as they can easily lead to a door falling off its hinges. Therefore, you should check all the hinges in your house every few months to ensure they are still in good condition. If you find any that are loose, you can tighten them yourself or contact a professional to repair them for you.

By following these simple maintenance tips, you can keep your home in excellent condition all year round! Not only will this save you money in the long run, but it will also help you to avoid any major repairs down the road.

5 Tips For Buying A Watch As A Gift

posted by on 2022.01.14, under Partnered Post

One of the most popular gifts to give people is a watch. Watches are often given as graduation presents, birthday presents, and even Christmas presents. There are so many different kinds of watches to choose from that it can be hard to pick just one! This post will discuss five tips for buying a watch as a gift. This article will help you make an informed decision when purchasing your next watch.

Source – Pixabay CCO License

Consider The Recipient’s Taste

One of the most important things to consider when buying a watch as a gift is the taste of the recipient. If you are not sure what type of watch the person would like, ask them! Many people have a specific style or brand that they prefer. If you are unable to ask the recipient directly, do some research on their personal style. Do they tend to wear flashy clothes that make a statement? In that case, they would love a diamond-encrusted statement piece from somewhere like Harlem Bling, but that style isn’t for everybody. If they are quite a plain dresser, maybe something more classic with a simple strap and basic watch face would work.

Look At The Watch’s Features

Another thing to consider when buying a watch as a gift is the features of the watch. Some watches tell the time in two different time zones, some have alarms, and others even have calculators! The watch is a must-have accessory for professionals, so think about whether the recipient would use this day-to-day at work, for example. Finding something practical means that they will get more use out of the gift.

Consider Your Budget

When buying a watch as a gift, it is important to consider your budget. Watches can be quite expensive, so make sure you know how much you want to spend before heading out to the store or browsing online. There are plenty of great watches at different price points, so don’t feel like you have to break the bank in order to find something that they will love.

Check The Warranty And Returns Policy

When buying a watch as a gift, consider whether the store has a good warranty and returns policy. If it doesn’t, this can be very disappointing if there is an issue with the item after purchase or the recipient wants to change it. Make sure that you know what to do in these circumstances before making your decision.

Watch For Deals

Finally, when buying a watch as a gift, be sure to keep an eye out for deals! Watches go on sale frequently, so it’s worth checking online and in-store before making your purchase. You may be able to find a great deal on the perfect watch for the person you’re buying for. If you start looking plenty of time in advance, you can even track the prices using a tracker website, so when it goes on sale, you can snap it up at a lower price. 

As long as you follow these steps, you can find the perfect watch to buy as a gift.

How To Practice Self-Care On A Budget

posted by on 2022.01.10, under Partnered Post

The importance of self-care is well known and greatly appreciated, more so now than ever.  By practicing a bit of self-care you can help stave off feelings of low mood and even help to prevent the onset of depression. What is more, contrary to popular belief self-care does not have to come at a hefty financial cost. Here are some ways that that you can help practice self-care without affecting your financial health.

Photo credit Daniel Reche from Pexels

Drink well. Eat well.

Believe it or not being dehydrated can have a negative impact on your mood and your energy levels. To avoid an afternoon slump or heavy head be sure to drink up. Remember to stick to water and to avoid too many caffeinated or sugary drinks. 

As well as drinking well, eating well is equally important. That is not to say you need to pack your diet with superfoods all day everyday but ensuring you get a good balance of nutrients and fresh food will help you look and feel better about yourself from the inside out. 

Priotize sleep

Ensuring you get sufficient sleep is one of the most important things you can do when it comes to self care. Low mood, anxiety and stress often comes hand in hand with poor sleep. What is more your ability to deal with challenging situations is made harder when you are not working at fill capacity on a good nights sleep. To help improve your sleep practice good sleep hygiene, such as no caffeine after 4pm, no screen time before bed and using your bedroom as a place to sleep. Not eat, work and chill. 

Spend your money wisely 

There will come a time when you may need to part with some cash to practice your self care but you can do this carefully and wisely to look after yourself effectively. It may be that a weekend away from daily routine will do you the world of good, or perhaps you need to buy a new pair of trainers so you can get out for the feel good run, or maybe your hard earned money is best spent funding a stay in a rehabilitation centre. Rehab centres such as Sunshine Behavioural Health can help those suffering with substance abuse problems to overcome their addictions and this can be the very best self care you practice. 

Get out and about

While getting out from under the duvet or up off of the sofa may be unappealing at times the benefits can be plentiful. Sunlight or exposure to vitamin D and fresh air are known to improve your mood as they help produce endorphins and melatonin, natural chemicals that are well known mood-boosters. So force yourself off the sofa and get out and about in the fresh air. Better yet go for a run or walk the dog as exercise is also known to help improve your mood and this way you getting heart racing and exposing yourself to natures natural mood-booster. 


  • Categories

  • Recent Posts

  • Info

  • © 2012 The Frugal Materialist