Spending Money to Save Money

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For many of us, new years resolutions for 2022 revolved around finances. The past couple of years have been financially difficult for many of us. The coronavirus and Covid-19 pandemic spread across the world, seeing huge changes implemented that impacted every area of our lives – for many of us, this included our finances. Government stay at home orders, lockdowns, social distancing orders and social isolation guidelines helped save lives through reducing the spread of the virus, but they also caused many companies to collapse, resulting in unemployment. Redundancies increased. Many of us found ourselves struggling with money. Now, whatever your reason for wanting to save money and reduce spending this year – to clear debt, to create savings or anything else – you need to come up with a plan to experience success. All too many people completely cut everything out in a bid to save. But in some cases, you will find that you need to spend money in order to save more money later down the line. Here are some examples that could help.

Online Grocery Shopping

Grocery shopping is something that we all need to do. You can’t simply decide that you’re not buying groceries in order to save money anymore. But there are steps you can take to reduce the cost of your grocery shop. There are the well-known ones, such as buying own brand or unbranded products instead of branded products. But one option people don’t consider is using a grocery delivery service. Sure, some people would consider spending money on delivery a waste when they can go to the store and collect groceries themselves. But first, consider that going to the store to collect groceries might be the norm, but it’s almost definitely not free. Unless you live within walking distance of the store and are willing to do a small shop to be able to carry your shopping home on foot, you’re going to pay fuel or public transport fare to get there. Secondly, when you shop online and use a delivery service, you are less likely to get roped into buying things you don’t need or that aren’t on your list.


All of our homes need repair work carried out at some point or another. It’s important that you pay for repairs on your house as soon as you notice an issue. Calling a professional means they can troubleshoot electrical issues and other problems before they escalate. All too many people notice problems and choose to ignore them because they don’t want to fork out the money. But all that happens here is that the issue worsens and you end up spending more to repair it later down the line. On top of this, problems left to worsen can cause damage to other elements of your home. For example, a leak in the roof can cause structural and electrical damage which come with much bigger repair bills than getting the leak resolved in the first place. Call relevant professionals as soon as problems arise – there’s no point in waiting.

Hopefully, these suggestions will give you an idea of how, sometimes, you need to spend money to save money. Each can help and, hopefully, one can fit into your lifestyle well.